CBDC and Tokenized Deposits: Digital Money, Payments and Settlement Corporate Training
Learn to design CBDC and tokenized deposit settlement workflows, in live guided labs.
Edstellar, a corporate training company, delivers corporate training that helps your banking team learn to design and operate CBDC and tokenized deposit payment and settlement workflows. Employees develop ledger fluency, build conditional settlement logic, and apply risk and compliance controls through hands-on labs.
Instructor-led group trainingVirtual / on-site / off-site10 languagesDelivered inEnglish, Spanish, Mandarin, German, Arabic, Portuguese, Hindi, French, Japanese, Italian100+ countriesWe have delivered inUnited States, United Kingdom, India, Canada, Germany, France, Netherlands, UAE, Saudi Arabia, Singapore, Australia, Japan, Brazil, South Africa and 90+ more countries
How we build a digital-money-ready payments team
The Edstellar CBDC & TOKENIZED DEPOSITS Capability Model
Assess digital money capability
Skill checks map your team's payments, treasury and compliance baseline.
Set shared standards
One shared playbook for tokenized settlement, controls and reviews.
Practice in guided labs
Labs cover smart contracts, wallets, screening and corridor design.
Measure the lift
Lab reviews benchmark each employee's digital money capability.
Scale across teams
One standard rolls out across business lines, regions and teams.
Need more than one program?Get a group quote
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Program Overview: What is CBDC and Tokenized Deposits: Digital Money, Payments and Settlement Corporate Training?
CBDC & Tokenized Deposits: Digital Money, Payments & Settlement Corporate Training is Edstellar's instructor-led program for banking, payments, and fintech teams preparing for digital money. Participants learn CBDC models, tokenized deposits, and how programmable money changes settlement. The program covers today's RTGS and correspondent systems, smart contracts, wallets, and the risk and compliance controls digital money demands.
The program bridges today's rails and tomorrow's. Participants map current settlement flows, then design tokenized deposit payments using smart contract logic in guided labs. Instructors coach on the hard parts: identity, offline payments, fraud controls, and DLT integration with existing infrastructure. The capstone is an end-to-end build: a tokenized deposit payment designed, settled, and risk-assessed.
Digital money projects stall on the gap between vision and plumbing: elegant token designs that ignore settlement finality, wallets nobody can secure, compliance added as an afterthought. This program builds engineers and product teams who understand both. They learn what changes, what doesn't, and what breaks in between.
Teams close by building a complete tokenized deposit payment, instrument design, settlement flow, smart contract logic, and control framework, and presenting it for technical challenge. Your people return able to evaluate any digital money proposal on its real merits, not its marketing.
Sessions blend briefings with guided labs that mirror day-to-day work in payments operations, digital banking and compliance. Teams practice on sandbox test networks, design real corridor and wallet workflows, and finish with a capstone settlement build shaped around your institution's rails.
What's Included in this Workshop for Your Enterprise Teams
- 1
Digital money foundations
CBDC models, tokenized deposits and settlement basics.
- 2
Settlement mechanics
RTGS, netting and correspondent banking today.
- 3
Programmable payments
Smart contracts and conditional settlement labs.
- 4
Wallet and identity journeys
Onboarding, KYC tiers and offline payment drills.
- 5
Risk and compliance controls
AML screening, fraud and incident response labs.
- 6
Capstone settlement build
An end-to-end tokenized deposit payment, reviewed by the instructor.
- 28 hours of instructor-led training
- Live virtual, onsite or hybrid delivery
- Flexible batch scheduling
- Sandbox test network access for labs
- Lab guides and reference workbooks
- Post-training rollout support
Build your team's skills. Anywhere in the world.
Real-world use cases
from day one
Instructor-led training
for your teams
Delivered globally
in 100+ countries
Enterprise Training Solutions Customized for Your Company
One partner for instructor-led corporate training, delivered the way your teams work.
Request a Training Quote- Customized Training Delivery
- Scale Your Training: Small to Large Teams
- In-person Onsite, Live Virtual or Hybrid Training Modes
- Plan from 2000+ Industry-ready Training Programs
- Hands-On Labs on Live Infrastructure, Led by Industry Experts
CBDC and Tokenized Deposits: Digital Money, Payments and Settlement Course Topics and Program Outline
A 28-hour instructor-led program across 7 modules, with guided labs and a capstone settlement build.
Built by Edstellar with payments and ledger practitioners
Built by practitioners who run payments and digital money systems in production, shaped around your stack and use cases.
We map your team's payments, treasury and compliance baseline, then align labs to the digital money workflows your teams own.
Teams learn CBDC architectures, tokenized deposits and settlement mechanics through briefings, live demos and sandbox walkthroughs.
Hands-on labs cover smart contracts, wallets, screening and corridor design on test networks, with instructor feedback on every build.
Your team applies the full stack in a capstone: a working tokenized deposit payment and settlement build, reviewed by the instructor.
From CBDC foundations to a capstone tokenized deposit settlement, every technique is practiced in guided labs.
Delivered as
Delivered as a hybrid program of live instruction and guided labs, scheduled around your team's calendar in flexible batches.
Map a current payment flow on a sample ledger and spot tokenization touchpoints.
learna)How cash, commercial bank money and central bank reserves work today
b)Account-based vs token-based money: what changes on a ledger
c)CBDC models: retail, wholesale and hybrid architectures
d)Tokenized deposits: how banks issue money on shared ledgers
Trace a cross-border payment's hops, fees and settlement times.
learna)How RTGS and deferred net settlement move value today
b)Correspondent banking chains: where delays and fees pile up
c)Intraday liquidity, collateral and settlement risk basics
d)What tokenization changes about settlement finality
Build and test a conditional settlement contract in the sandbox.
practicea)Smart contracts as settlement logic on shared ledgers
b)Conditional payments: delivery-versus-payment and escrow patterns
c)Encoding limits, expiries and compliance rules in code
d)Testing settlement logic in a sandbox test network
Run wallet onboarding and an offline payment drill.
practicea)Wallet architectures: custodial, non-custodial and bank-hosted
b)Identity binding, KYC tiers and wallet onboarding
c)Offline and low-connectivity payment flows
d)Handling failed, disputed and reversed digital payments
Run a sanctions-screening and fraud-flag drill on sample transactions.
practicea)AML and CFT transaction screening on tokenized rails
b)Fraud patterns in instant digital payments and red flags
c)Cybersecurity controls for wallets, keys and ledger nodes
d)Privacy design: data minimization with audit trails
e)Incident response drills for settlement failures
Design a cross-border corridor workflow for a sample corridor.
applya)Wholesale CBDC for interbank and securities settlement
b)Cross-border corridors and multi-currency atomic settlement
c)Bridges, messaging standards and ledger interoperability
d)Integrating DLT rails with core banking and payment hubs
Build and present an end-to-end tokenized deposit payment and settlement.
applya)Scoping a tokenized deposit payment use case
b)Designing the ledger, wallet and compliance flow
c)Building and testing the end-to-end settlement
d)Presenting the design to instructor review
Customize this program tailored to your team?
Tell us your training needs: what your team already works with, the level they’re at, and the topics you want them to focus on. We’ll adjust the modules, duration and hands-on labs, and send you a customized outline for your group.
Key Skills and Outcomes Your Team Will Gain
Seven job-ready outcomes your team will demonstrate by the end of the program. Each competency is practiced in guided labs and reviewed in the capstone settlement build.
Map CBDC and tokenized deposit architectures
Connect retail, wholesale and hybrid CBDC models and tokenized deposits to the right use cases for your institution.
Operate RTGS, netting and tokenized settlement workflows
Explain how today's settlement rails work and where tokenization changes finality, liquidity and risk.
Build conditional settlement smart contracts
Author, test and debug settlement logic with limits, expiries and compliance rules in a sandbox test network.
Run wallet, identity and offline payment journeys
Operate wallet onboarding, KYC-tiered identity binding and offline payment flows for retail digital money.
Screen tokenized transactions for AML and fraud risk
Apply transaction screening, red-flag detection and incident response drills on tokenized payment rails.
Design cross-border corridors and DLT integrations
Map multi-currency atomic settlement corridors and integrate DLT rails with core banking and payment hubs.
Deliver a capstone tokenized deposit settlement build
Scope, build and present an end-to-end tokenized deposit payment and settlement for instructor review.
Teams that Benefit from this CBDC and Tokenized Deposits: Digital Money, Payments and Settlement Group Training
This group training is built for banking teams preparing for CBDC and tokenized deposits, from payments operations to compliance. Content adapts to each cohort's roles, rails, and experience, so every batch practices the workflows it owns, from foundations to settlement design.
Modernize payment rails with tokenized settlement.
Payments teams practice CBDC and tokenized deposit settlement flows, from conditional payments to cross-border corridors, in hands-on labs.
Workflow friction
- Slow correspondent chains and fee leakage
- Settlement risk in high-value transfers
- Legacy rails hard to integrate with DLT
How the program helps
- Run tokenized settlement workflows in labs
- Design conditional payment logic with controls
- Map cross-border corridors to cut delays
Practice use cases
- Corridor design labs
- Atomic settlement drills
- Payment flow mapping
Prototype digital money products your customers will trust.
Digital banking teams design wallet journeys, onboarding flows and programmable payment features, tested against real customer scenarios.
Workflow friction
- Turning CBDC pilots into live products
- Balancing UX with identity controls
- Keeping pace with fintech competitors
How the program helps
- Prototype wallet and onboarding journeys
- Test programmable payment features live
- Align product design with compliance rules
Practice use cases
- Wallet prototype labs
- Onboarding flow drills
- Product design sprints
Strengthen AML and fraud controls for digital money.
Risk and compliance teams practice transaction screening, fraud detection and incident response on tokenized rails in scenario-based labs.
Workflow friction
- New typologies on tokenized rails
- Sanctions screening at machine speed
- Audit trails across shared ledgers
How the program helps
- Screen tokenized transactions in labs
- Spot fraud patterns in instant payments
- Run settlement failure response drills
Practice use cases
- Screening scenario labs
- Fraud pattern drills
- Incident response exercises
Manage liquidity on tokenized settlement rails.
Treasury teams explore wholesale CBDC, tokenized deposits and intraday liquidity workflows for faster, safer settlement.
Workflow friction
- Intraday liquidity trapped in nostro accounts
- Collateral management across ledgers
- Adapting to central bank policy shifts
How the program helps
- Model intraday liquidity on DLT rails
- Apply tokenized deposits to treasury ops
- Design wholesale settlement workflows
Practice use cases
- Liquidity modeling labs
- Wholesale settlement design
- Policy scenario labs
Cohorts train as a cross-functional workforce, with each small group aligned on shared settlement and control standards.
Prerequisites: This program benefits payments operations, digital banking, treasury, and risk and compliance teams working with or preparing for digital money. Basic familiarity with payment workflows helps but is not required, and no prior experience with CBDC or distributed ledgers is needed. Content adapts to each cohort's rails, tools, and experience level.
Payments Operations Analyst to Digital Money Program Lead
Tracks how payments, digital banking and compliance teams progress from digital money foundations to production-grade settlement design across the program's learn, practice and apply phases.
A program that grows with banking careers, from first CBDC briefing to confident tokenized settlement delivery.
Mixed cohort, or several teams at once?
We can tailor the training to different teams, roles, and experience levels within the same program.
Certificate of Training Completion.
On successful completion, employees receive an Edstellar course completion certificate, recognizing their commitment to ongoing learning and professional development. It validates the skills they have built and motivates them to keep growing and contribute to organizational success.
Earned, not attended. Awarded on completion of all hands-on labs and the capstone project.
Training Delivery Modes: Virtual, Onsite and Hybrid
Choose the delivery mode that fits your team's locations and schedules. Every mode includes the same 28 hours, guided labs, and capstone build.
Hybrid Training
A hybrid program that blends live virtual sessions with onsite labs, so distributed teams learn together while practicing in the same sandbox environments.
- Live instructor sessions across locations
- Shared sandbox labs for every learner
- Flexible scheduling by batch
- One curriculum, consistent outcomes
Onsite Training
The full program delivered at your office, with labs run on your team's environment where feasible and direct access to the instructor throughout.
- Training at your office or hub
- Labs tuned to your payment rails
- Face-to-face instructor support
- Team-focused collaboration
Live Virtual Training
Instructor-led live virtual sessions with guided sandbox labs, breakout practice, and the same capstone build as the onsite program.
- Live virtual instructor sessions
- Guided labs in shared sandboxes
- Breakout rooms for group practice
- Same capstone build as onsite
Need a training format that works for your team?
Full days, half days across weeks, or split by module. Tell us the delivery window and we schedule the cohort around it.
Frequently Asked Questions
Share your team size, timelines, and delivery preference, and we will send a detailed per-group quote with batch options.
Yes. A short discovery call aligns the program to your payment rails, compliance needs, and timelines before we share a tailored training plan.
Yes. The program runs live virtual, onsite, or hybrid, with the same guided labs and instructor support across all three modes.
Yes. Onsite delivery brings the full program to your office, with labs run on your team's environment where feasible.
28 hours across 7 modules, scheduled in flexible batches around your team's calendar, with a capstone settlement build at the end.
Question not answered here?
Put it in the request. A training specialist answers it directly, within one business day.
Where this Training Fits in Your Team's learning path.
CBDCs and tokenised deposits make most sense once your team understands central bank operations and how real-time payment systems already work. This course sits third, covering digital money design and settlement. The path then goes further into stablecoins and payment tokens, the private-sector alternative CBDCs often compete or coexist with.
Why Choose Edstellar as Your CBDC and Tokenized Deposits: Digital Money, Payments and Settlement Training Provider
Edstellar is a global corporate training provider with 5,000+ certified trainers and 2,000+ courses, delivering hands-on programs that build real team capability.
EXPERT TRAINERS
YEARS DELIVERING
ORGANIZATIONS TRAINED
CERTIFIED
Tailored
Every cohort's labs and capstone are shaped around your payment rails, treasury workflows and compliance priorities.
Proven Methodology
A learn, practice, apply methodology moves teams from CBDC concepts to working settlement builds with measurable checkpoints.
Practice-Based Learning
Seven guided labs and a capstone build put smart contracts, wallets and screening drills in every learner's hands.
Expert Trainers
Payments and ledger practitioners lead every session, matched to your stack and confirmed before the program is booked.
Global Scale
One consistent digital money curriculum rolls out across regions, languages and time zones without losing quality.
Measurable Outcomes
Lab reviews and the capstone build benchmark each employee's capability, giving leaders clear evidence of the lift.
Explore Digital Money Through Tested Payment and Settlement Workflows
Our CBDC and tokenized deposits training connects digital-money concepts with the operational paths that payments follow. Participants test conditional settlement, examine wallet and identity journeys, and design a cross-border corridor before demonstrating a complete workflow. All practical work uses sample transactions, with reviews focused on controls, settlement behavior, and clearly stated architectural assumptions.
- Step 01
Consult
We review your payment operations and digital-banking responsibilities, identifying learning needs in tokenized settlement, wallet journeys, cross-border design, fraud, and compliance controls.
- Step 02
Plan
We establish digital-money and conventional settlement foundations before conditional contracts, wallet and offline exercises, risk controls, and corridor design in the final build.
- Step 03
Align
We align payments, treasury, risk, and technology perspectives, adapting ledger explanations without assuming prior CBDC experience and confirming a sandbox for all transaction exercises.
- Step 04
Customize
We tailor sample payment flows, identity checks, and corridor requirements to representative operations, making settlement conditions and control responsibilities explicit without involving real funds.
- Step 05
Execute
Participants test a conditional contract, rehearse offline payment behavior, screen sample transfers, and connect a corridor workflow with feedback on exceptions and settlement evidence.
- Step 06
Evaluate
We assess the demonstration for coherent architecture, verified payment and settlement behavior, appropriate sample risk controls, and clear documentation of assumptions and unresolved integration needs.
Also from Edstellar
Talent assessments
Psychometric, behavioral, leadership and 360-degree assessment.
→Training needs analysis
Needs analysis, gap identification, and a training roadmap.
→L&D consulting
Learning strategy, content, technology and ROI measurement.
→OD consulting
Org design, succession planning and cultural change.
→Managed training services
Training outsourcing, vendor management, logistics and administration.
→Coaching solutions
Executive and manager coaching that keeps skills in use.
Start an RFP shaped to your needs.
Answer three quick questions about team size, scope, and how often you need the program run, then send the request from the last step. Everything you choose travels with it, so you only fill this in once.
How many team members need training?
CBDC & Tokenized Deposits: Digital Money, Payments & Settlement Corporate Training Training Packages & Pricing
Where L&D holds an annual budget, license packages price the whole year at once instead of raising a purchase order per workshop. Hours and licenses are pooled across teams, programs and locations, so unused capacity is not stranded in one department.
Starter
120
trainee licenses64 hours of group training
Tailored for SMBs
Growth
320
trainee licenses160 hours of group training
Ideal for growing SMBs
Enterprise
800
trainee licenses400 hours of group training
Designed for large corporations
Custom
Unlimited
trainee licensesDuration set by the rollout
Multi-region and multi-year
Training Packages & Pricing
Choose the training format that works for your team. Pricing is customized based on your requirements, cohort size, and delivery needs.
Request CBDC and Tokenized Deposits: Digital Money, Payments and Settlement Training for Your Team
Share your team size, payment rails, compliance priorities, and timelines to receive a tailored training plan and quote. Book a discovery call to discuss your goals; we confirm availability and respond with a proposal.