Credit Risk Management and IFRS 9 Modelling Corporate Training
Instructor-led, hands-on corporate training that teaches teams to model ECL under IFRS 9.
Build your team's credit risk capability in one program. This corporate training program helps your teams Learn, Develop, and Build the modelling skills to stage exposures, calibrate PD, LGD, and EAD, and measure expected credit loss under IFRS 9 with audit-ready discipline.
Instructor-led group trainingVirtual / on-site / off-site10 languagesDelivered inEnglish, Spanish, Mandarin, German, Arabic, Portuguese, Hindi, French, Japanese, Italian100+ countriesWe have delivered inUnited States, United Kingdom, India, Canada, Germany, France, Netherlands, UAE, Saudi Arabia, Singapore, Australia, Japan, Brazil, South Africa and 90+ more countries
How we build a model-ready credit risk team
The Edstellar CREDIT RISK & IFRS 9 Capability Model
Skill gap diagnosis
We assess your analysts, finance, and validators against the PD, LGD, and ECL skills the program teaches.
Standardized methods
One shared staging, SICR, and ECL approach replaces inconsistent spreadsheets across teams.
Hands-on labs
Teams build PD curves, workout LGD, and scenario-weighted ECL on portfolio-style lab data.
Measure model outputs
Assessments and backtests show whether each team member can validate and defend an ECL build.
Scale across portfolios
Repeatable templates and documentation let teams extend the ECL approach to new books.
Need more than one program?Get a group quote
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Program Overview: What is Credit Risk Management and IFRS 9 Modelling Corporate Training?
Credit Risk Management & IFRS 9 Modelling Corporate Training is a 30-hour instructor-led program for credit risk, finance, and modelling teams that own expected credit loss measurement. Across seven modules, participants work through credit risk and IFRS 9 foundations, staging and significant increase in risk, PD modelling with lifetime calibration, LGD and EAD modelling, ECL measurement with scenario weighting, and validation, backtesting, and the regulatory view. It closes with an end-to-end ECL model build where each team constructs a working model on a realistic portfolio.
Training is built around modelling practice: seven practice sessions alternate with instructor walkthroughs, so participants build transition matrices, calibrate PD and lifetime models, estimate LGD and EAD, and compute ECL across weighted scenarios with their own hands. Each lab works on realistic portfolio data, with the instructor reviewing model logic, challenging assumptions, and coaching the reconciliation of ECL movements for reporting. Concepts are introduced briefly, then the floor belongs to guided building with peer review after every major step. The program culminates in a five-hour capstone where teams deliver a complete end-to-end ECL model build, from staging logic to scenario-weighted measurement.
Banks that treat IFRS 9 as a compliance checkbox end up with ECL numbers nobody trusts: staging logic that misclassifies risk, scenario weights chosen by habit, and provisioning surprises that hit earnings without warning. Regulators and auditors probe exactly these weak points, and models built on shaky foundations do not survive the challenge. This program builds the foundations properly: sound staging, calibrated lifetime models, defensible scenario weighting, and ECL movements a team can explain and reconcile.
The capstone's end-to-end ECL model build is the program's proof: each team delivers a working expected credit loss model covering staging logic, transition matrices, PD, LGD and EAD components, scenario-weighted ECL, and reconciled movement reporting, built on a realistic portfolio. The instructor stress-tests every model the way a validator or regulator would, so fragile assumptions break in the lab instead of under audit. Teams return with more than a certificate: a tested modelling blueprint, validation checklists, and documentation habits they can apply to their own portfolios immediately.
The training focuses on practical application: teams Understand staging logic, build transition matrices, compute ECL across scenarios, and reconcile movements for reporting. Content is tailored to your portfolio types and regulatory environment.
What's Included in this Workshop for Your Enterprise Teams
- 1
IFRS 9 foundations and staging
Stage exposures and document SICR decisions.
- 2
PD, LGD, and EAD modelling labs
Build transition matrices and recovery models.
- 3
ECL measurement across scenarios
Weight scenarios and reconcile ECL movements.
- 4
Validation and backtesting practice
Backtest outputs and write validation reports.
- 5
Capstone portfolio ECL build
Deliver a working ECL model for a demo book.
- Instructor-led delivery for your cohort
- Hybrid schedule aligned to your time zones
- Portfolio-style lab data and workbooks
- Model templates for PD, LGD, and ECL
- Completion assessment and scores
- Post-training support for 30 days
Build your team's skills. Anywhere in the world.
Real-world use cases
from day one
Instructor-led training
for your teams
Delivered globally
in 100+ countries
Enterprise Training Solutions Customized for Your Company
One partner for instructor-led corporate training, delivered the way your teams work.
Request a Training Quote- Customized Training Delivery
- Scale Your Training: Small to Large Teams
- In-person Onsite, Live Virtual or Hybrid Training Modes
- Plan from 2000+ Industry-ready Training Programs
- Hands-On Labs on Live Infrastructure, Led by Industry Experts
Credit Risk Management and IFRS 9 Modelling Course Topics and Program Outline
A customized 30-hour journey from IFRS 9 foundations to a validated ECL build. Each module pairs guided instruction with a hands-on lab on portfolio-style data.
Built by Edstellar with credit risk modelling practitioners
Built by practitioners who build and validate PD, LGD, and ECL models for regulated lenders, shaped around your stack and use cases.
We map your team's current credit risk and IFRS 9 modelling skills, then shape the labs around your portfolio types.
Foundations first: credit risk lifecycle, the IFRS 9 standard, and staging mechanics in 3 hours of guided instruction.
18 hours of hands-on labs: teams build SICR logic, PD, LGD, and EAD models, plus a full ECL calculation workbook.
Validation, backtesting, and a 9-hour capstone: teams validate outputs and deliver a board-ready ECL model.
30 hours, 7 modules, 7 guided labs, 1 capstone build.
Delivered as
Delivered in hybrid mode by practitioners who build credit models for regulated portfolios, with every lab mapped to your team's data.
Classify a sample loan book into IFRS 9 stages using guided worksheets.
learna)The credit risk lifecycle from origination to recovery
b)Incurred loss vs expected credit loss under IFRS 9
c)The three-stage model: Stage 1, 2, and 3 mechanics
d)Data sources for credit models: ratings, ledgers, bureaus
Build SICR decision logic for a demo portfolio and justify each stage transfer.
practicea)Quantitative triggers: PD-based and rating-based movement
b)Qualitative triggers: forbearance, watchlists, early warning
c)The 30-days-past-due backstop and low credit risk exemption
d)Documenting SICR decisions for audit review
Build cohort-based PD curves and stress them with a macro scenario.
practicea)Point-in-time vs through-the-cycle PD approaches
b)Transition matrices and rating migration analysis
c)Vintage and cohort methods for default tracking
d)Macroeconomic overlays and scenario-linked PD curves
Compute LGD and EAD for a workout sample with collateral haircuts.
practicea)Workout LGD from recovery cashflows and costs
b)Collateral valuation, realisation haircuts, and cures
c)EAD and credit conversion factors for revolving lines
d)Discounting at the effective interest rate
Assemble a complete ECL calculation workbook with weighted scenarios.
practicea)12-month vs lifetime ECL calculation mechanics
b)Forward-looking information and scenario design
c)Probability-weighted ECL across multiple scenarios
d)ECL movement analysis and disclosure reconciliation
Backtest a set of PD outputs and write up the validation findings.
applya)Model validation vs verification: roles and scope
b)Backtesting PD, LGD, and EAD estimates
c)Challenger models and sensitivity analysis
d)Basel IRB vs IFRS 9: key modelling differences
Deliver a working ECL model and board-ready summary for a demo portfolio.
applya)Portfolio segmentation for ECL modelling
b)Full ECL build: staging, scenarios, measurement
c)Model validation and management overlays
d)Board-ready reporting of ECL results
Customize this program tailored to your team?
Tell us your training needs: what your team already works with, the level they’re at, and the topics you want them to focus on. We’ll adjust the modules, duration and hands-on labs, and send you a customized outline for your group.
Key Skills and Outcomes Your Team Will Gain
Your team leaves with the Competency to stage exposures, build PD, LGD, and EAD models, and measure ECL under IFRS 9, backed by hands-on labs and a validated capstone build.
Stage exposures under IFRS 9
Apply the three-stage model and document stage transfers with audit-ready reasoning.
Detect SICR with confidence
Build quantitative and qualitative triggers that catch significant credit risk increases early.
Model PD from migrations
Build transition matrices and calibrate point-in-time and lifetime PD curves.
Estimate LGD and EAD
Compute workout LGD, apply collateral haircuts, and model EAD for revolving facilities.
Measure ECL across scenarios
Combine PD, LGD, and EAD into probability-weighted 12-month and lifetime ECL.
Validate and backtest models
Backtest model outputs, build challenger models, and write defensible validation reports.
Report ECL for disclosures
Reconcile ECL movements and prepare board-ready summaries for financial reporting.
Teams that Benefit from this Credit Risk Management and IFRS 9 Modelling Group Training
This group training suits credit risk, finance, and validation Groups across banking teams. Content adapts to each cohort's role and experience, so analysts, modellers, and reporters each practice the workflows they own, from staging to ECL disclosure.
Build PD, LGD, and ECL models that survive audit scrutiny
Give your modellers the full ECL build: staging logic, PD curves, workout LGD, and scenario-weighted ECL, all practiced in hands-on labs.
Workflow friction
- Inconsistent staging decisions across portfolios
- PD models that drift from actual defaults
- LGD estimates with weak recovery evidence
How the program helps
- Build PD, LGD, and EAD models from real workflows
- Defend stage transfers with documented SICR logic
- Reconcile ECL movements for monthly reporting
Practice use cases
- PD curve building
- Transition matrices
- ECL workbooks
- SICR logic design
Turn ECL outputs into compliant financial disclosures
Help finance teams connect model outputs to the ledger: ECL measurement, movement analysis, and the disclosure packs auditors expect.
Workflow friction
- ECL figures that finance cannot reconcile
- Late provision surprises before reporting dates
- Disclosure narratives disconnected from models
How the program helps
- Translate ECL numbers into journal-ready entries
- Explain ECL movements to auditors clearly
- Prepare disclosure packs with confidence
Practice use cases
- ECL journal entries
- Movement analysis
- Disclosure packs
- Provision reviews
Validate credit models with defensible evidence
Equip validators to challenge PD, LGD, and EAD assumptions, run backtests, and document findings that strengthen model governance.
Workflow friction
- Validation findings that lack supporting data
- Backtests designed after results are known
- Inconsistent validation standards across teams
How the program helps
- Backtest PD, LGD, and EAD with rigor
- Challenge model assumptions with data
- Write validation reports auditors trust
Practice use cases
- PD backtesting
- Challenger models
- Validation reports
- Sensitivity checks
Link credit scenarios to ECL and stress outcomes
Connect your stress testing program to IFRS 9: design macro scenarios, weight outcomes, and read ECL sensitivity across portfolios.
Workflow friction
- Scenarios disconnected from credit drivers
- Ad-hoc probability weights each quarter
- Stress results that ECL models cannot use
How the program helps
- Design macro scenarios linked to PD
- Weight scenario outcomes consistently
- Explain ECL sensitivity to management
Practice use cases
- Scenario design
- Macro overlays
- Weight calibration
- Sensitivity runs
Each cohort works on portfolio-style exercises mapped to its own books and regulatory expectations.
Prerequisites: This training suits credit analysts, modellers, finance professionals, and validators working with loan portfolios. Familiarity with credit basics and spreadsheets helps, but no prior IFRS 9 modelling experience is required. Each cohort's labs adapt to its portfolio types and tools.
Credit Risk Analyst to ECL Model Owner
Skills map to the curriculum: foundations teach staging and SICR, practice labs build PD, LGD, EAD, and ECL, and the apply phase plus capstone develop validation skills to owner level.
One program that grows with credit careers, from staging basics to owning a full ECL build.
Mixed cohort, or several teams at once?
We can tailor the training to different teams, roles, and experience levels within the same program.
Certificate of Training Completion.
On successful completion, employees receive an Edstellar course completion certificate, recognizing their commitment to ongoing learning and professional development. It validates the skills they have built and motivates them to keep growing and contribute to organizational success.
Earned, not attended. Awarded on completion of all hands-on labs and the capstone project.
Training Delivery Modes: Virtual, Onsite and Hybrid
Instructor-led delivery in the format that fits your team, with the same hands-on labs and portfolio-style exercises in every mode.
Hybrid Training
Hybrid training blends live virtual sessions with onsite touchpoints. Your team gets instructor-led modelling labs, real-time feedback, and flexible scheduling across time zones.
- Mix live virtual and onsite sessions by module
- Same hands-on labs in every delivery mode
- Flexible, mutually agreed scheduling
- Trainer support between sessions
Onsite Training
Onsite training at your office brings the instructor and lab setup to your team. Ideal for confidential portfolio data and concentrated cohort workshops.
- Instructor and lab setup at your office
- Work directly on your portfolio-style data
- Private cohort keeps discussions focused
- Assessments reviewed face to face
Live Virtual Training
Live virtual training delivers the full program online through instructor-led sessions. Teams share screens, build models together, and get the same portfolio-style labs as onsite cohorts.
- Live instructor-led sessions on Zoom or Teams
- Breakout rooms for small-group lab work
- Same labs and workbooks as onsite cohorts
- Recordings and materials for 90 days
Need a training format that works for your team?
Full days, half days across weeks, or split by module. Tell us the delivery window and we schedule the cohort around it.
Frequently Asked Questions
Share your team size and preferred dates through the lead form, and Edstellar will send a tailored quote with a training plan built around your portfolios.
Yes. A short discovery call maps your team's skills, portfolio types, and reporting pressures to the right modules and lab data.
Yes. The program runs as hybrid training: instructor-led live virtual sessions plus onsite options for your offices, with the same labs in both.
Yes. Onsite delivery is available for your team, and scheduling is flexible and mutually agreed around your reporting calendar.
The program runs 30 hours across 7 modules, typically over 4 to 5 days, with each module sized for a room of learners with an instructor.
Question not answered here?
Put it in the request. A training specialist answers it directly, within one business day.
Where this Training Fits in Your Team's learning path.
IFRS 9 modelling assumes your team already understands credit analysis. This course then covers credit risk management and expected credit loss models. Machine learning methods follow for more advanced modelling, and Basel capital management links credit risk to regulatory capital.
Why Choose Edstellar as Your Credit Risk Management and IFRS 9 Modelling Training Provider
Edstellar is a training provider with 5+ years of experience helping banking teams build credit risk modelling capability. Compare providers on labs, trainer profiles, and the quality of ECL work your team produces.
EXPERT TRAINERS
YEARS DELIVERING
ORGANIZATIONS TRAINED
CERTIFIED
Tailored
Labs use your portfolio types and staging policies, so every exercise mirrors the credit decisions your team makes.
Proven Methodology
A Diagnose to Scale arc moves teams from skill mapping to validated ECL builds with measurable outcomes.
Practice-Based Learning
Seven guided labs and a capstone build teach PD, LGD, and ECL modelling by doing, not by slides.
Expert Trainers
Practitioners who build and validate credit models for regulated lenders lead every session.
Global Scale
5,000+ certified trainers deliver consistent credit risk programs across your regions and time zones.
Measurable Outcomes
Lab reviews, backtests, and a final assessment show exactly which modelling skills each team gained.
Connect IFRS 9 Staging With Transparent Expected Credit Loss Models
Edstellar guides portfolio teams through staging, lifetime default estimates, loss and exposure analysis, and scenario-weighted ECL. Participants build a calculation workbook and examine validation evidence using a demo portfolio. The final model review focuses on consistent assumptions, traceable stage decisions, calculation accuracy, and clear communication of uncertainty and limitations.
- Step 01
Consult
We review credit and spreadsheet familiarity to identify gaps in IFRS 9 staging, SICR logic, lifetime PD, and scenario-weighted loss calculations.
- Step 02
Plan
We establish credit-risk foundations before staging and SICR, then PD calibration, LGD and EAD, scenario weighting, and validation within the ECL model.
- Step 03
Align
We align ECL instruction with credit, modeling, finance, and validation roles, matching spreadsheet support and portfolio examples to existing analytical experience.
- Step 04
Customize
We tailor demo loan books, collateral assumptions, and macro scenarios to relevant portfolios while keeping borrower information synthetic and model limitations visible.
- Step 05
Execute
Participants justify stage transfers, build PD curves, and calculate ECL, receiving feedback on scenario assumptions, collateral effects, reconciliation, and validation findings.
- Step 06
Evaluate
We assess the model and summary for traceable staging, consistent parameter calculations, transparent scenario weights, and a balanced explanation of backtesting and uncertainty.
Also from Edstellar
Talent assessments
Psychometric, behavioral, leadership and 360-degree assessment.
→Training needs analysis
Needs analysis, gap identification, and a training roadmap.
→L&D consulting
Learning strategy, content, technology and ROI measurement.
→OD consulting
Org design, succession planning and cultural change.
→Managed training services
Training outsourcing, vendor management, logistics and administration.
→Coaching solutions
Executive and manager coaching that keeps skills in use.
Start an RFP shaped to your needs.
Answer three quick questions about team size, scope, and how often you need the program run, then send the request from the last step. Everything you choose travels with it, so you only fill this in once.
How many team members need training?
Credit Risk Management & IFRS 9 Modelling Corporate Training Training Packages & Pricing
Where L&D holds an annual budget, license packages price the whole year at once instead of raising a purchase order per workshop. Hours and licenses are pooled across teams, programs and locations, so unused capacity is not stranded in one department.
Starter
120
trainee licenses64 hours of group training
Tailored for SMBs
Growth
320
trainee licenses160 hours of group training
Ideal for growing SMBs
Enterprise
800
trainee licenses400 hours of group training
Designed for large corporations
Custom
Unlimited
trainee licensesDuration set by the rollout
Multi-region and multi-year
Training Packages & Pricing
Choose the training format that works for your team. Pricing is customized based on your requirements, cohort size, and delivery needs.
Request Credit Risk Management and IFRS 9 Modelling Training for Your Team
Tell us about your team size, portfolio types, and timelines. Edstellar will design a tailored training plan and confirm trainer availability for a discovery discussion.